8 years

One-off or additional deposits: €1000.00 and a maximum of €125,000.00 per insured person.

Yes

Yes
Profit-sharing is calculated annually on December 31 and allocated from 2024

2021: 0.40%/year
2022: 0.40%/year
2023: 0.40%/year
Subsequent years: The revaluation rate will be set for each year on December 31 of that year.

0%

Year 1: 1% on the policy balance.
Year 2: 0.5% on the policy balance.
Year 3: 0.25% on the policy balance
From year 4 onwards, no payout fee applies.
The payout fee does not apply in the event of death of the insured.

1 Low
The product is classified on a scale from 1 (lowest risk) to 7 (highest risk).

The income of Individuals is taxed pursuant to the legislation in force on the date of payout. Currently, the minimum rates applied are 11.2% from year 8 and 22.4% between years 5 and 8. If withdrawn before year 5, or if the investment made in the first half of the contract is less than 35% of the total investment, the rate will be 28%. See the tax guide for more information.