Check here the advantages of Standard Solution
- Interest rate indexed to 12 months Euribor.
- Spread from 1.25%.
- Up to 80% of the evaluation value.
- Up to 90% of the deed value if Permanent Own Housing.
- Up to 80% if other purposes.
- Possibility of advances for entry level payment.
For further information, contact the Relationship Management service or call us on 707 246 707 (business days, from 8h to 22h WET).
- Consumer rights and duties - PDF
- Mortage glossary - PDF
- Price list interest rates - PDF
- Information document about home insurance - PDF
- Price list fees and charges - PDF
- General and Special Conditions for Home Insurance - PDF
- Mortage Credit Intermediary - PDF
- General Conditions for Life Insurance - PDF
- Pre-contractual information of a general character - PDF
- Support on credit default - PDF
Without effect of the associated sales: APR of 2,5%; Floating NAR of 1,711% (Euribor calculated for 12m of -0,339% dated October 2019 and spread of 2,05%); Installments of € 533,00; Total amount paid by the consumer € 211.497,76.
With effect of the associated sales (*): APR of 1,8%; Floating NAR of 1,7% (Euribor calculated for 12m of -0,339% dated October 2019 and spread of 1,25%); Installments of € 476,35; Total amount paid by the consumer € 190.645,05.
For a 30 year loan of € 150,000, with a total of 360 installments, LTV of 60%.Early Fees and Costs: €2.181,2; Regular Fees and Costs: Monthly fee of installment payment of €3,64 (including Stamp Duty); Life Insurance (average annual premium of €262,60) and Multi-Risk Insurance (annual premium of €166,03).
(*)Presume the subscription to the following products: direct wage credit; Life and Multi-Risk Insurances (GNB Insurer); Credit Card and Service Account;
The interest rate fluctuations may increase the due amount.
The interest rate applied may be negative depending on the evolution of the respective indexer.
Check here the advantages of Fixed Rate
- Fixed interest rates.
- Terms up to 2, 3, 4, 5, 10, 15, 20, 25 e 30 years.
- Up to 80% of the evaluation value.
- Up to 90% of the deed value if Permanent Own Housing.
- Up to 80% if other purposes.
- The monthly installment is always the same.
- Consumer rights and duties - PDF
- Mortage glossary - PDF
- Price list interest rates - PDF
- Information document about home insurance - PDF
- Price list fees and charges - PDF
- General and Special Conditions for Home Insurance - PDF
- Mortage Credit Intermediary - PDF
- General Conditions for Life Insurance - PDF
- Pre-contractual information of a general character - PDF
- Support on credit default - PDF
Without effect of the associated sales: APR of 2,8%; Mixed NAR: 5 year fixed rate of 2,05% (0,00% and spread of 2,05%) followed by floating NAR (12 month Euribor and spread of 2,05%); Installments of € 558,19; Total amount paid by the consumer € 220.758,34
With effect of the associated sales (*): APR of 2,0%; Mixed NAR of 1,25% (5 year fixed rate of 0,00% and spread of 1,25%) followed by Floating NAR (12 month Euribor and spread of 1,25%); Installments of € 499,88; Total amount paid by the consumer € 200.242,14.
For a 30 year loan of € 150,000, with a total of 360 installments, LTV of 60%, with mortgage-backed security.
Early Fees and Costs: €2181,2; Regular Fees and Costs: Monthly fee of installment payment of €3,64 (including Stamp Duty); Life Insurance (average annual premium of €269,03) and Multi-Risk Insurance (annual premium of €166,03).
(*)Presume the subscription to the following products: direct wage credit; Life and Multi-Risk Insurances (GNB Insurer); Credit Card; Service + Account. The interest rate fluctuations may increase the due amount.
The interest rate applied may be negative depending on the evolution of the respective indexer.