Choose the options that best suit you[ETF - passive management only available for Moderate and Dynamic profiles]
The medium-term objective is to increase capital by slightly more than the interest rate without risk, by means of investment, mostly in bonds, while reducing exposure to the stock market.
The medium-term objective is to increase capital by more than the interest rate without risk, through moderate risk investment, diversifying exposure through various asset classes.
The objective is to maximize return, which translates into high levels of volatility, similar to that of the stock markets. This is underpinned by long-term investments, so as to profit from the greatest return potential for high-risk financial instruments.
As a general rule, Investment Funds are actively
managed investments in asset portfolios. They are managed by experts and different
strategies may be adopted.
ETFs (Exchange Traded Funds) invest in index replications, and managers are not involved in choosing assets, meaning that ETFs are considered to be managed passively.
As a general rule, as funds are managed actively, the fund management fee is higher for them than for ETFs. Because ETFs are listed on the stock market, transaction costs are associated with their purchase and sale.