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Do you know how much you will receive in your retirement?

Run the calculations here and discover our solutions. Start planning now for your future.

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Today is a good day to think about your future.

I've got years until retirement Years until retirement:
(from 5 to 50 years) OK years until I retire, my current savings are € current savings Current savings:
(from €100 to €100.000) OK , I make monthly deposits of € my monthly deposit My monthly deposit:
(from €30 to €5.000) OK and I have a my profile Conservative Moderate Dynamic profile.

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PPrepare for your retirement

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Senhor aproveita os dias de reforma descansado com os Fundos Poupança Reforma do Banco Best

Retirement Savings Funds

Invest with an attractive return and secure extra income.

Família feliz e descansada com o futuro graças aos Planos Poupança Reforma PPR do Banco Best

Retirment Savings Plans

Start saving and take advantage of tax benefits.

Casal senior conversa sobre o Fundos de pensões do Banco Best

Pension Funds

Secure extra income for your retirement.

Exceptional PPR, PPE and PPR/E redemption scheme without penalty - until 31 December 2024
Law no. 19/2022, of 21 October, establishes an exceptional regime for the redemption of PPR, PPE and PPR/E saving plans. In accordance with the provisions of Article 6(1) of the Law, and without prejudice to the provisions of Article 4(1) to (4) of Decree-Law 158/2002 of 2 July, PPR, PPE and PPR/E participants may, until 31 December 2024, request reimbursement of the value of their PPR, PPE or PPR/E, without penalty, up to the monthly limit of the IAS (Social Support Index), provided that they relate to amounts subscribed until 30 September 2022.
In 2024, the amount to be redeemed (value of the participation unit on the date of the redemption request) can be up to a monthly limit of €509.26 (value of the Social Support Index for the year 2024).
Note: The monthly limit of the IAS is per taxpayer and not per policy/plan or financial institution, so the Client can only request a monthly refund up to the value of the IAS.
In accordance with the provisions of Article 6(2) and (3) of the aforementioned Law, during 2024 it is also permitted to:
(i) the partial or total mobilisation of the balance in savings plans to pay instalments of credit agreements guaranteed by a mortgage on property intended for the participant's own and permanent residence, as well as instalments of credit for the construction or improvement of property for own and permanent housing, and deliveries to Housing Cooperatives for permanent own housing solutions, being exempt from the minimum 5-year permanence requirement for mobilisation without penalty, provided that they relate to amounts subscribed until 31 December 2022;
(ii) The partial or total mobilisation of the balance in savings plans, up to an annual limit of 24 IAS [€12,222.24], for the purposes of early repayment of credit agreements guaranteed by a mortgage on a property intended for the participant's own and permanent residence, credit agreements for the construction or improvement of properties for own and permanent housing and contracts with Housing Cooperatives for permanent own housing solutions, provided that they relate to amounts subscribed until 27 June 2023.

More information at Banco BEST.

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